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Health Insurance By State

Health insurance plans vary by state due to the different laws, regulations, and requirements set in place by each state. Knowing which plans are available in each state is important, as it can help individuals better understand their coverage options and maximize their savings. It's also important for people to be aware of what their options are if they decide to relocate or travel across state lines, as some health plans may offer greater benefits than others depending on the area. Taking the time to research the health plan differences in each state is an essential part of ensuring that individuals are getting the most out of their coverage.

The Key Differences Between States

Each state has adopted and implemented the provisions of the Affordable Care Act differently, leading to different insurance providers, coverage types and costs across states. For instance, some states have expanded Medicaid eligibility for low-income individuals as part of their ACA implementation plan while others have not. Furthermore, states determine their own insurance regulations for market plans available through the exchange and also on the individual market. As a result, health plan availability, premiums, deductibles and co-pays can vary significantly from one state to another. Knowing how these factors differ in different states is critical in finding the best coverage options that meet your needs.

What You Will Learn In Each State Page

In each state page, you will be able to explore the unique differences in Medicare, health insurance, dental and vision plans available in that state. You can view details on how the state implements the Affordable Care Act (ACA) and which insurance providers are available. All of this is accompanied by important health insurance facts and statistics so that you can make an informed decision about your health care coverage options. Additionally, information on Medicaid expansion and other aspects of the ACA are also included so you have an understanding of what’s offered in that particular state.

Find Plans In Your State

Search Based on Your State

State

Healthcare
Ranking

Total
Population

Hospital Expenses per Inpatient Day

Care Expenditures per Capita

number
of Hospitals

State

Alabama

Healthcare Ranking

45

Population

4,903,185

Average Costs

$1,822

Average Expenses

$9,280

Number of Hospitals

102

State

Alaska

Healthcare Ranking

22

Population

731,545

Average Costs

$1,825

Average Expenses

$13,642

Number of Hospitals

20

State

Arizona

Healthcare Ranking

21

Population

7,278,717

Average Costs

$3,134

Average Expenses

$8,756

Number of Hospitals

84

Healthcare Ranking

49

Population

3,017,804

Average Costs

$2,091

Average Expenses

$9,338

Number of Hospitals

92

Healthcare Ranking

5

Population

39,512,223

Average Costs

$4,181

Average Expenses

$10,299

Number of Hospitals

358

Healthcare Ranking

10

Population

5,758,736

Average Costs

$3,273

Average Expenses

$8,583

Number of Hospitals

91

Healthcare Ranking

3

Population

3,565,287

Average Costs

$3,237

Average Expenses

$12,489

Number of Hospitals

31

Healthcare Ranking

14

Population

973,764

Average Costs

$3,283

Average Expenses

$12,899

Number of Hospitals

8

Healthcare Ranking

N/A

Population

670,050

Average Costs

$3,974

Average Expenses

$14,381

Number of Hospitals

10

State

Florida

Healthcare Ranking

25

Population

21,477,737

Average Costs

$2,629

Average Expenses

$9,865

Number of Hospitals

216

State

Georgia

Healthcare Ranking

43

Population

10,617,423

Average Costs

$2,147

Average Expenses

$8,758

Number of Hospitals

142

State

Hawaii

Healthcare Ranking

1

Population

1,415,872

Average Costs

$3,014

Average Expenses

$10,291

Number of Hospitals

23

State

Idaho

Healthcare Ranking

24

Population

1,787,065

Average Costs

$2,866

Average Expenses

$8,148

Number of Hospitals

47

Healthcare Ranking

23

Population

12,671,821

Average Costs

$2,997

Average Expenses

$10,190

Number of Hospitals

181

State

Indiana

Healthcare Ranking

32

Population

6,732,219

Average Costs

$3,029

Average Expenses

$10,517

Number of Hospitals

130

State

Iowa

Healthcare Ranking

20

Population

3,155,070

Average Costs

$1,861

Average Expenses

$9,789

Number of Hospitals

118

State

Kansas

Healthcare Ranking

41

Population

2,913,314

Average Costs

$2,270

Average Expenses

$9,408

Number of Hospitals

135

Healthcare Ranking

44

Population

4,467,673

Average Costs

$2,468

Average Expenses

$10,257

Number of Hospitals

104

Healthcare Ranking

46

Population

4,648,794

Average Costs

$2,479

Average Expenses

$10,515

Number of Hospitals

160

State

Maine

Healthcare Ranking

26

Population

1,344,212

Average Costs

$2,765

Average Expenses

$12,077

Number of Hospitals

34

Healthcare Ranking

6

Population

6,045,680

Average Costs

$3,440

Average Expenses

$10,839

Number of Hospitals

48

Healthcare Ranking

2

Population

6,892,503

Average Costs

$3,377

Average Expenses

$13,319

Number of Hospitals

75

Healthcare Ranking

35

Population

9,986,857

Average Costs

$2,387

Average Expenses

$9,897

Number of Hospitals

139

Healthcare Ranking

16

Population

5,639,632

Average Costs

$2,561

Average Expenses

$10,846

Number of Hospitals

123

Healthcare Ranking

50

Population

2,976,149

Average Costs

$1,305

Average Expenses

$9,394

Number of Hospitals

98

Healthcare Ranking

42

Population

6,137,428

Average Costs

$2,647

Average Expenses

$9,921

Number of Hospitals

119

State

Montana

Healthcare Ranking

36

Population

1,068,778

Average Costs

$2,244

Average Expenses

$10,212

Number of Hospitals

59

Healthcare Ranking

28

Population

1,934,408

Average Costs

$2,582

Average Expenses

$10,514

Number of Hospitals

92

State

Nevada

Healthcare Ranking

39

Population

3,080,156

Average Costs

$2,475

Average Expenses

$8,348

Number of Hospitals

47

Healthcare Ranking

13

Population

1,359,711

Average Costs

$2,937

Average Expenses

$11,793

Number of Hospitals

28

Healthcare Ranking

4

Population

8,882,190

Average Costs

$3,157

Average Expenses

$11,868

Number of Hospitals

80

Healthcare Ranking

33

Population

2,096,829

Average Costs

$3,493

Average Expenses

$8,902

Number of Hospitals

44

Healthcare Ranking

7

Population

19,453,561

Average Costs

$3,609

Average Expenses

$14,007

Number of Hospitals

161

Healthcare Ranking

30

Population

10,488,084

Average Costs

$2,573

Average Expenses

$8,917

Number of Hospitals

113

Healthcare Ranking

27

Population

762,062

Average Costs

$2,140

Average Expenses

$11,301

Number of Hospitals

43

State

Ohio

Healthcare Ranking

37

Population

11,689,100

Average Costs

$3,162

Average Expenses

$10,478

Number of Hospitals

192

Healthcare Ranking

48

Population

3,956,971

Average Costs

$2,209

Average Expenses

$9,444

Number of Hospitals

125

State

Oregon

Healthcare Ranking

17

Population

4,217,737

Average Costs

$3,861

Average Expenses

$10,071

Number of Hospitals

61

Healthcare Ranking

19

Population

12,801,989

Average Costs

$2,825

Average Expenses

$11,603

Number of Hospitals

185

Healthcare Ranking

9

Population

1,059,361

Average Costs

$3,010

Average Expenses

$11,694

Number of Hospitals

11

Healthcare Ranking

34

Population

5,148,714

Average Costs

$2,511

Average Expenses

$8,766

Number of Hospitals

74

Healthcare Ranking

29

Population

884,659

Average Costs

$1,632

Average Expenses

$12,495

Number of Hospitals

58

Healthcare Ranking

40

Population

6,829,174

Average Costs

$2,451

Average Expenses

$9,336

Number of Hospitals

111

State

Texas

Healthcare Ranking

31

Population

28,995,881

Average Costs

$2,913

Average Expenses

$8,406

Number of Hospitals

517

State

Utah

Healthcare Ranking

11

Population

3,205,958

Average Costs

$3,179

Average Expenses

$7,522

Number of Hospitals

54

State

Vermont

Healthcare Ranking

18

Population

623,989

Average Costs

$2,948

Average Expenses

$12,756

Number of Hospitals

14

Healthcare Ranking

12

Population

8,535,519

Average Costs

$2,518

Average Expenses

$9,195

Number of Hospitals

94

Healthcare Ranking

8

Population

7,614,893

Average Costs

$3,806

Average Expenses

$9,265

Number of Hospitals

92

Healthcare Ranking

47

Population

1,792,147

Average Costs

$2,153

Average Expenses

$12,769

Number of Hospitals

54

Healthcare Ranking

15

Population

5,822,434

Average Costs

$2,709

Average Expenses

$9,982

Number of Hospitals

132

State

Wyoming

Healthcare Ranking

38

Population

578,759

Average Costs

$1,796

Average Expenses

$10,989

Number of Hospitals

28
State healthcare rankings and data are based on the findings of U.S. News and KFF from 2020.

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