Finding Health Coverage In Connecticut
Leading a healthy life is about more than watching what you eat and staying active, although many still believe it is. While some people think that health insurance is just a fail safe in the event of a medical emergency, which it is, but it also plays a key role in keeping you healthy.
Enrolling in health insurance gives you access to preventive services and even a primary care physician, both helping you maintain your healthy lifestyle. If you don’t have coverage, or are looking to switch your plan, here’s how to find health insurance in Connecticut.
Connecticut Open Enrollment Dates
While states have the ability to create their own marketplaces, and choose their own Open Enrollment Periods, the majority of states adhere to the federal Open Enrollment. However, Connecticut has yet to announce if they are going to implement their own Open Enrollment Period, or stick with the majority. As of now, the Connecticut’s Open Enrollment Period runs through the following dates:
- November 1 - January 15
For many, Open Enrollment is when you will have access to some of the most affordable health plans in Connecticut. This period is when the health insurance marketplace is open for enrollment, meaning if you have a pre-existing or chronic health condition, then you’ll be guaranteed coverage while paying the same premiums as everyone else. This is also when you can apply and qualify for government subsidies.
Connecticut Health Insurance Quotes
Unfortunately, if you don’t qualify for a subsidy, you may find yourself priced out of health insurance marketplace. That’s why there’s a growing trend of individuals and families turning to the private sector to find an affordable and cheap health insurance plans in Connecticut. If you don’t know where to start your search, here’s how FirstQuote Health can help.
FirstQuote Health specializes in helping individuals find the best coverage options in Connecticut by letting you compare plans and quotes for free. Pricing and plans vary by county, so all you need to do is enter your zip code to see what’s available in your area. Enter your zip code to get started, and get covered as soon as today!
Coverage From Connecticut’s Best Health Insurance Companies
If you already have coverage that you are happy with, or know which plan you want to go with, you can bypass the hassle of shopping around and enroll with one of Connecticut’s best health insurance companies. Some of the most popular options include the following:
- Emblem Health
- Anthem
- Healthy Connecticut
Even if you have your sights set on a specific health insurance provider, it’s still a good idea to do some research to see what current and past members are saying about their experience. People are like snowflakes in the sense that everyone’s healthcare needs and budgets are different. So, just because a company has a recognizable name and great reputation, doesn’t necessarily mean they are the right choice for you. You can do a simple search online to see what others are saying, or read up on health insurance companies through FirstQuote Health.
Is Health Insurance Mandatory In Connecticut?
No, health insurance is not mandatory in the state of Connecticut as of 2019, although the state is considering changing that. When President Obama passed the Affordable Care Act, he passed a piece of legislation known as the individual mandate, which made health insurance mandatory for all Americans, with a few exceptions.
However, the individual mandate was wildly controversial, with members of the GOP calling the law unconstitutional. That is why, when President Trump took office, he signed an executive order eliminating the mandate, which doubled as a way for him to undermine the Affordable Care Act. While some states have decided to create their own versions of the mandate, as of now, Connecticut is not one of those states.