Finding Health Coverage In Ohio
When you rely on FirstQuote Health to find affordable health coverage in Ohio the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in Ohio.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in Ohio and they’ll get you signed up with a plan.
Ohio Open Enrollment Dates
Ohio has an annual Open Enrollment Period to receive health. Due to the Affordable Care Act being passed, individuals cannot be rejected for health insurance. States are allowed to have their own marketplace or participate in the federally run marketplace. Most states choose to participate in the federal marketplace, Ohio being with the majority. Ohio open enrollment occurs through the following dates:
- November 1 - January 15
The Ohio health insurance marketplace is an excellent spot to begin your health insurance search. This marketplace is where you can get the most affordable plan, without being denied coverage. Companies are not allowed to charge higher premiums if you have a previous or current health condition, so this is the way to go if you have any medical complications.
If you are tight on money, Ohio’s health insurance marketplace is the best starting point. Through the federally run exchange, you can apply and qualify for subsidies, which can save you extra money. In order to qualify the government looks into your income and household size.
Coverage From Ohio’s Best Health Insurance Companies
If you have a health insurance in mind or are happily covered, then why go through the hassle of searching for a provider. If you would like to be covered quickly with a large health insurance company in Ohio, popular options include the following:
- Medical Mutual of Ohio
- Anthem
- Caresource
Although it may be easy to go directly to the provider, you want to make sure you get the right coverage for you. Everyone has different healthcare needs and just because a company is well-known does not mean it is the right fit. You can look more into the company by searching for reviews by current or previous members of the provider on the internet. Another way is by checking out FirstQuote Health, which can provide the reviews for you.
Frequently Asked Questions
How To Get Health Insurance in Ohio?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in Ohio. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does Ohio Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Check to see if you may need to pay tax penalty for not having health insurance in Ohio.
Are There Short-Term Health Insurance Options in Ohio?
Short-term plans with lengths ranging from one month to one year are available to Ohio residents. Since each state is in charge of establishing its standards for short-term health insurance, restrictions may alter the short-term health insurance from time to time.