Finding Health Coverage In Washington
When you rely on FirstQuote Health to find affordable health coverage in Washington the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in Washington.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in Washington and they’ll get you signed up with a plan.
Washington Open Enrollment Dates
Residents of Washington have the ability to enroll in health coverage regardless of their income or medical history since the Affordable Care Act was executed. The period when you can sign up for health insurance is known as the Open Enrollment. Majority of states adhere to the federal Open Enrollment Period, Washington will follow their states’ plan. But as of now, the tentative date for Washington’s Open Enrollment is the same as federal which is:
- November 1 - December 15
During the period of Open Enrollment, the Affordable Care Act marketplaces and exchanges are open for business. Purchasing health insurance through Washington’s marketplace might be one of the most affordable options, especially since companies cannot deny coverage if you have a pre-existing or chronic health condition. It’s also the only time you can apply for health insurance subsidies depending on your income level.
Coverage From Washington’s Best Health Insurance Companies
If you currently have health insurance but are looking for a new one, or have a company in mind, you can skip the shopping process completely. Washington has tons of quality health insurance providers in the area, so you are likely to find one which matches your needs. Some of the most well-known health insurance companies in Washington include the following:
- Premera Blue Cross
- Kaiser
- Cambia Health Solutions
The only thing to take into account is that just because a health insurance company is well-known, or has a low rate, does not mean it is the right insurance for you. Everyone has unique healthcare needs, so just because you recognize a provider, does not mean it is the right fit for you.
A quick tip would be to do a bit of research before enrolling in a health insurance plan. You can do a search on the internet to see what current or previous members who are enrolled in the insurance say about the provider. As well as ask around to see if any of your family or friends have advice towards insurance. If you want to search even less, FirstQuote Health can help you learn more about the providers.
Frequently Asked Questions
How To Get Health Insurance in Washington?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in Washington. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does Washington Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Check to see if you need to pay a tax penalty for not having health insurance.
Are There Short-Term Health Insurance Options in Washington?
Short-term plans are available to Washington residents with terms up to one year. Washington does have different standards for short-term health insurance compared to other states, so be sure to check the terms of any health insurance quote.