Finding Health Coverage In Alabama
If you’re a resident of the great state of Alabama, there are two key factors to keeping yourself and your loved ones healthy. The first, keeping an active lifestyle, and eating right, both proven to increase longevity and quality of life. The second, enroll in a great health insurance plan that not only protects you in the event of a medical emergency, but offers preventive services so you and your physician can stay on top of your healthcare. Here’s how to get started.
Alabama Open Enrollment Dates
Alabama, like most states, abides by the federal Open Enrollment Period reworked under President Trump. As of know, Alabama’s health insurance marketplace is run by the federal government, and will be open for individuals and families through the following dates:
- November 1 - January 15
During this time, residents can find Alabama health insurance plans on the exchange, and will be eligible to apply for subsidized health coverage. For some, this will be one of the most affordable options when it comes to health coverage. Learn more about the health insurance marketplace and explore your options here.
Alabama Health Insurance Quotes
Millions of Americans who don’t qualify for health insurance subsidies are finding themselves being priced out of the marketplace. Meaning, more individuals and families are turning to the private sector to find affordable coverage. If you’re looking for cheap health insurance in Alabama, FirstQuote Health can help.
FirstQuote Health helps you find and compare health insurance quotes in Alabama in just minutes. All you have to do is enter your zip code to get started. You can also talk to an experienced agent who can help you find the most affordable health insurance in your area. Get started, and get covered as early as today.
Coverage From Alabama’s Best Health Insurance Companies
Not everyone wants to spend their time shopping around for coverage, which is leads us to our last option. If you’re already happy with your current coverage, or have a plan in mind, you can choose to enroll directly with one of the best health insurance companies in Alabama. Some of the most popular options include:
- Blue Cross Blue Shield of Alabama
- UnitedHealthcare
- Humana
When enrolling with a health insurance company directly, make sure to do your research. Brand names and expensive coverage don’t always equate to the best coverage. Customer reviews are available for health insurance companies in Alabama if you do a quick search online, or through FirstQuote Health.
Is Health Insurance Mandatory In Alabama?
No, health insurance is not mandatory in the state of Alabama. When the Affordable Care Act went into effect, it created something known as the individual mandate. The mandate required all Americans to enroll health coverage, or pay a penalty comes tax season, although there were some exceptions.
When President Trump took office, he promised to eliminate the individual mandate, and that’s exactly what he did. Starting in 2019, there will be no federal requirement for Americans to enroll in health coverage. However, some states decided to make their own versions of the individual mandate. Alabama was not one of those states.