Finding Health Coverage In Indiana
When you rely on FirstQuote Health to find affordable health coverage in Indiana the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in Indiana.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in Indiana and they’ll get you signed up with a plan.
Indiana Open Enrollment Dates
Indiana’s Open Enrollment Period is the one time during the year that the health insurance marketplace is open to all residents of The Hoosier State. Open Enrollment was created when the Affordable Care Act was passed, and gave states the option to create their own marketplace and exchanges, or participate in the federally run and managed marketplace, Indiana chose the latter. It’s during this time that you can enroll in a health insurance plan without worrying about being denied. Indiana’s Open Enrollment Period runs through the following dates:
- November 1 - January 15
As mentioned earlier, you can’t be denied coverage through the health insurance marketplace, regardless of your medical history. So, for anyone living with pre-existing or chronic health conditions, Indiana’s health insurance marketplace might offer the most affordable coverage options. Indiana’s exchange is also where you can apply for subsidized coverage depending on your income, which can help offset the growing costs of healthcare.
Indiana Health Insurance Quotes
If you’re one of the millions of Americans who don’t qualify for government subsidies or premiums tax credits, you may find yourself priced out of Indiana’s health insurance marketplace. Since the first year of the Affordable Care Act, there has a been a growing trend of individuals and families turning to the private sector to find affordable coverage.
FirstQuote Health specializes in helping residents find cheap and affordable health insurance quotes in Indiana without compromising the quality of coverage. Shopping for health insurance can get frustrating, especially if you don’t know where to start. Between the different companies, plans, and pricing, FirstQuote Health makes it easy by doing the work for you.
All you have to do is enter your zip code to see what plans are available in your area. Our free quoting service takes the pain out of comparing health insurance quotes in Indiana, and even puts you in touch with an experienced agent who can answer all of your questions. Get covered as quickly as today.
Coverage From Indiana’s Best Health Insurance Companies
If you’re happy with your current health insurance plan, or already have a provider in mind, then you can choose to just enroll directly with one of Indiana’s best health insurance companies. Luckily for you, Indiana has a ton of reputable health insurance companies to choose from, many with names you’ll probably recognize. So, if you’re looking to enroll with one of the top health insurance companies in Indiana, here are some of the most popular options.
- Indiana University Health
If you’re going to enroll directly with a health insurance company, it’s important to note that there are a few drawbacks that you should be aware of. For starters, enrolling with a health insurance company directly limits your choices, and you may end up paying more for coverage than you would have by comparing quotes with other providers. Another thing to remember is that healthcare needs change from person to person, so what works for someone else may not work for you.
Make sure to do your research before enrolling in a plan, because the last thing you want to do is end up with a policy that doesn’t cover all you medical needs. You can start by doing a quick search for reviews online, and see what current and past members are saying about their experiences. Another option is reading up on each company with sites like FirstQuote Health.
Frequently Asked Questions
How To Get Health Insurance in Indiana?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in Indiana. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does Indiana Require You To Have Health Insurance?
No, health insurance is not required in Indiana. As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Those states include:
- New Jersey
- Rhode Island
- Washington DC
Are There Short-Term Health Insurance Options in Indiana?
Short-term plans with lengths ranging from one month to one year are available to Indiana residents. Since each state is in charge of establishing its standards for short-term health insurance, restrictions may alter the short-term health insurance from time to time.