Finding Health Coverage in Nevada
When you rely on FirstQuote Health to find affordable health coverage in Nevada the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in Nevada.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in Nevada and they’ll get you signed up with a plan.
Nevada Open Enrollment Dates
Nevada Open Enrollment takes place annually. It is the one time of the year that The Silver State can enroll in health insurance and not be denied coverage. Once the Affordable Care Act passed, the states can stick with the federal enrollment period, or create their own marketplaces. Nevada chose to stick with the federal marketplace which runs through the following dates:
- November 1, 2023 - January 15, 2024
Many residents in Nevada will find the most affordable health insurance plan through the marketplace. If providers decided to participate in open enrollment, they are not allowed to deny coverage or change rates due to the regulations of the Affordable Care Act. So if you have pre-existing health conditions or chronic conditions, this may be your best bet at cheaper health insurance.
Based on your income and household size, you can apply for subsidized coverage through Nevada’s marketplace. The exchange may be your best option to find a plan within your budget if you are in a tight place financially. You also can apply for Medicaid, which is the state-run healthcare program which offers you coverage for little to no cost.
Nevada Health Insurance Quotes
Unfortunately, for middle-class families, Nevada’s health insurance marketplace may not be the best option to find plans. When the Affordable Care Act passed and let health insurance be reached by millions of American’s it also priced many middle-class families out of qualifying for subsidies. You will see a growing trend of families who are looking for affordable coverage turning to the private sector now.
Nevada residents can use FirstQuote Health to find the best health insurance plans for their families. Getting started is easy; enter your zip code and you will be able to compare quotes in your area in minutes. If you are not the most tech-savvy person, you can also directly call the licensed agents who can find you the best plan for your budget. Check it out and get covered as soon as today.
Coverage From Nevada’s Best Health Insurance Companies
If you know a provider you want to enroll with or are happy with your current plan, then there is no need to shop around for insurance. The quickest way to get covered is to call the provider directly. Nevada is known for having great health insurance plans, from well-known providers, so it should not be hard to find an insurance that fits your needs. Here are some of the most popular providers:
- UnitedHealthcare
- Anthem
- Universal Health Services
Before enrolling in one of the companies above, or a provider you had in mind, it is important to be aware of potential drawbacks. By enrolling with someone that is well-known you may not be getting the best plan for you, or the most affordable. Everyone has different healthcare needs, so you want to make sure you are enrolling in the company that fits you best.
In order to do some quick research, you may want to look at what current or previous members of the provider are saying though review websites. You can do this by simply typing ‘Company XYZ reviews’, this will give you plenty of insight to members experiences with the provider. You can also look into review websites, such as FirstQuote Health, which can help make your decision.
Frequently Asked Questions
How To Get Health Insurance in Nevada?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in Nevada. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does Nevada Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Those states include:
- California
- Massachusetts
- New Jersey
- Rhode Island
- Vermont
- Washington DC
Are There Short-Term Health Insurance Options in Nevada?
Nevada residents can find short-term plans, but since each state is in charge of establishing its standards for short-term health insurance, be sure to check your options and see what is available to you.