Finding Health Coverage In South Dakota
When you rely on FirstQuote Health to find affordable health coverage in South Dakota the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in South Dakota.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in South Dakota and they’ll get you signed up with a plan.
South Dakota Open Enrollment Dates
Every year, the Open Enrollment Period comes around the corner. The Open Enrollment Period was created through the Affordable Care Act, also known as Obamacare, and is the one time a year the South Dakota marketplace is open for all residents. While the majority of states follow the federal marketplace, others chose to create their own, South Dakota being on the federal side. If you live in South Dakota and are looking for a health insurance plan, the Open Enrollment Dates are as follows:
- November 1 - January 15
For many residents, you can find the most affordable coverage during the Open Enrollment Period. The main reason is because health insurance companies are not allowed to deny coverage based on previous medical history or chronic health conditions. The health insurance providers also are not allowed to charge you more than someone who is healthy. During the Open Enrollment Period, you can also apply for subsidies, and if you qualify, your expenses will decrease significantly.
Coverage From South Dakota’s Best Health Insurance Companies
Shopping for new health insurance can be dreadful. If you have an insurance provider in mind or are happy with your current provider, the easiest way to get covered is to reach out to the company directly. Otherwise, South Dakota has plenty of qualified options, which include some of the following:
- Wellmark
- Avera Health
- Sanford Health
Understand, that when you enroll in coverage directly, you’re going to be putting yourself at a disadvantage. While all the companies listed above are well-known, but that doesn’t mean they’re the best fit for you. Everyone’s healthcare needs are different, so what works for others may not work for you.
Do some quick research before enrolling, because it’s important to see what others are saying and learn what these companies provide. You can do a quick search for reviews online which will show you what current and past members say about their experience with the health insurance provider. You can also choose to read up on companies with sites like FirstQuote Health.
Frequently Asked Questions
How To Get Health Insurance in South Dakota?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in South Dakota. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does South Dakota Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption.
Are There Short-Term Health Insurance Options in South Dakota?
Short-term plans are available to South Dakota residents. Since each state is in charge of establishing its standards for short-term health insurance, restrictions may alter the short-term health insurance. The terms of these short-term plans can vary from one month to one full year.
Is There an Individual Mandate in South Dakota?
Once President Trump came into took, he wanted to replace the Affordable Care Act, but did not find success. Instead, he settled by signing an executive order to eliminate the individual mandate starting in 2019. Some states were not happy with this decision, so they went to make their own forms of the mandate, South Dakota was not one of those states.