Total North Carolina Residents in 2023
According to recent projections, the total number of North Carolina residents is estimated to reach close to 11 million by 2023. This growth is largely driven by migration from other states and countries, with estimates showing an influx of people into the area over the next few years. With this population increase comes a need for more jobs and housing, as well as other resources such as healthcare and education.
Total Uninsured North Carolina Residents
According to recent projections, the total number of North Carolina residents is estimated to reach close to 11 million by 2023. This growth is largely driven by migration from other states and countries, with estimates showing an influx of people into the area over the next few years. With this population increase comes a need for more jobs and housing, as well as other resources such as healthcare and education.
Average Annual Employee Premium in North Carolina Employer-sponsored Plan (After Employer Contribution)
The average annual employee premium in an employer-sponsored health plan in North Carolina is around $3,600, after the employer’s contribution. This amount can vary based on the type of plan chosen, such as HMO or PPO, as well as any additional coverage or options that are included in the plan. Additionally, premiums may increase over time due to factors such as inflation, changes in medical costs, or other factors. It is important to understand exactly what is covered under your plan and how much it will cost so you can be prepared for any unexpected expenses.
Average North Carolina Hospital Cost per Inpatient Day (Before Insurance)
In 2023, the average cost of a hospital stay per day in North Carolina is expected to be around $3,100 before insurance. This figure does not include any additional fees for medication or supplies that may be needed during the course of the stay. It is important for patients to understand what their health plan will cover, as well as any out-of-pocket expenses that they may incur in order to get the most accurate estimate of their overall healthcare costs.
Finding Health Coverage In North Carolina
When you rely on FirstQuote Health to find affordable health coverage in North Carolina the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in North Carolina.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in North Carolina and they’ll get you signed up with a plan.
North Carolina Open Enrollment Dates
The busiest time of the year for medical insurers is during Open Enrollment Period. This is the one time of the year where the Affordable Care Act marketplace and exchanges are open for business. Open enrollment in North Carolina for health insurance plans in 2023 will begin on November 1st, 2022 and end on December 15th, 2022. During this period, individuals and families can compare different health insurance plans and select the one that best meets their needs. It is important to enroll during the open enrollment period in order to ensure full coverage for the upcoming year. Additionally, it is important to be aware of any changes or updates to the health plan that may occur after open enrollment has ended.
During Open Enrollment, North Carolina residents will have the option to enroll in health insurance plans without worrying about being denied coverage for pre-existing or chronic health conditions. You can also apply for government subsidized coverage through North Carolina’s marketplace. You will qualify for subsidies based on your income and household size. Some people will find the most affordable plans through the Affordable Care Act marketplace, while others may not luck out.
North Carolina Health Insurance Quotes
To the people who did not find the most affordable coverage, don’t stress, many Americans are looking into the private marketplace to find insurance plans that are right for them. The Affordable Care Act passed with good intentions, unfortunately the middle-class suffered the most. If you are part of the group that was priced out of the marketplace, your best bet is to turn to the private sector, which is where FirstQuote Health can help you find your match.
FirstQuote Health specializes in assisting residents with finding cheap health insurance quotes in North Carolina. To start all you have to do is enter your zip code, this will provide health insurance plans based on the part of North Carolina you live in. You can also reach out to an experienced agent who can help you find a plan with no obligation. Get stated, and get covered today.
North Carolina Health Insurance Companies
If you are currently happy with your health insurance, or have a provider in mind, you can skip shopping for coverage and call the provider directly. This will save you time and stress from shopping around. The Tar Heel State is known to have some of the best health insurance plans in the country. If you are looking to switch providers or enroll for the first time, here are some of the most popular options in North Carolina.
- Blue Cross Blue Shield of North Carolina
- UnitedHealthcare
- Aetna
Keep in mind, when enrolling directly with a health insurance provide, you may miss out on some plans that are less expensive or fit your needs better by comparing quotes. Everyone has different healthcare needs, so just because you heard of a company before, does not mean it is the right fit for you or your family.
Before enrolling, it would be a good idea to research the company. One way to quickly research your provider is by searching for reviews from current or previous members of the provider. This can give you greater insight into pricing and what the plan covers. You can also read up on the providers through FirstQuote Health.
Frequently Asked Questions
How To Get Health Insurance in North Carolina?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in North Carolina. First, you can start by researching different coverage levels, such as bronze, silver, gold or platinum plans. Then you can compare prices and decide which plan will fit your budget best. After deciding on the right plan for you, you can submit an application to a provider who sells plans in the area. When you’re approved, you can start using your health insurance to get the care and treatments that you need.
Does North Carolina Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Those states include:
- California
- Massachusetts
- New Jersey
- Rhode Island
- Vermont
- Washington DC
How Much Does Health Insurance Cost in North Carolina?
In North Carolina in 2023, the estimated average annual premiums for health insurance plans in the Marketplace vary depending on the metal level of coverage. For example, the cheapest rate in a bronze plan may cost around $542 per month, while a silver plan could cost as little as $589 per month, a platinum plan could cost around $750 per month, and a gold plan could cost an estimated $877 per month.
Are There Short-Term Health Insurance Plans in North Carolina?
In North Carolina, there are short-term health insurance plans that allow individuals and families to get coverage for a limited period of time, typically between one and twelve months. These plans can provide an alternative solution to those who may have recently lost their job or become self-employed, those waiting for an employer-sponsored plan to start, or those who cannot afford a full-year plan. However, these plans often lack the same coverage as longer-term plans and may limit their options in terms of which doctors or hospitals they can choose from.