Finding Health Coverage In Iowa
When you rely on FirstQuote Health to find affordable health coverage in Iowa the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in Iowa.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in Iowa and they’ll get you signed up with a plan.
Iowa Open Enrollment Dates
The Open Enrollment Period occurs once every year. It was created through the Affordable Care Act, and is the one time of year that Iowa’s health insurance marketplace is open for all residents. While some states did choose to create their own marketplaces and exchanges, Iowa chose to participate in the federally run and managed marketplace. So, if you’re looking to enroll in coverage for 2019, Iowa’s Open Enrollment Period runs through the following dates:
- November 1 - January 15
For many, Open Enrollment will be the time of year where you can find the most affordable coverage options in Iowa. The reason being, health insurance plans offered through the marketplace are not allowed to deny you coverage for pre-existing or chronic health conditions, and can’t even charge you more than someone who is completely healthy. Iowa’s marketplace is also where you can apply for health insurance subsidies and premium tax credits depending on your income. So, if you qualify, the government will help offset the cost of your medical coverage.
Iowa Health Insurance Quotes
If you don’t qualify for health insurance subsidies, you may find yourself in a bit of a predicament. Millions of Americans who don’t qualify for subsidized coverage are finding that they can’t afford health insurance through the marketplace, and are starting to turn to the private sector. If the same thing has happened to you, here’s how FirstQuote Health can help.
FirstQuote Health, specializes in helping residents find the cheapest and most affordable health insurance in Iowa without compromising the quality of your coverage. Plans and pricing tend to vary by the area in which you live, so by entering your zip code, you’ll be able to shop for and compare health insurance quotes in Iowa with ease. You can even opt to talk to an experienced agent who will help point you in the right direction, and help you get covered as soon as today.
Coverage From Iowa’s Best Health Insurance Companies
Not everyone wants to spend the time and energy it takes to shop for new health insurance, which is completely understandable. If you’re already enrolled in coverage and are happy, or you have a provider in mind, then the easiest way for you to get covered will be to enroll directly with one of the best health insurance companies in Iowa. Some of the most popular options include the following:
Keep in mind, when you enroll in coverage directly with a health insurance provider, you’re going to be putting yourself at a disadvantage. While all the companies listed above are reputable with a recognizable brand name, that doesn’t always mean they’re the best fit for you.
Everyone’s healthcare needs are different, so what works for others may not work for you. Make sure you do your research before signing up, because it’s important to see what others are saying. A quick search for reviews online will show you what current and past members have to say about their experience with the company. You can also choose to read up on companies with sites like FirstQuote Health.
Frequently Asked Questions
How To Get Health Insurance in Iowa?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in Iowa. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Is Health Insurance Mandatory In Iowa?
No, health insurance is not mandatory in Iowa. As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Those states include:
- New Jersey
- Rhode Island
- Washington DC
Are There Short-Term Health Insurance Options in Iowa?
Short-term plans with lengths ranging from one month to one year are available to Iowa residents. Since each state is in charge of establishing its standards for short-term health insurance, restrictions may alter the short-term health insurance from time to time.