Finding Health Coverage In New Mexico
When you rely on FirstQuote Health to find affordable health coverage in New Mexico the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in New Mexico.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in New Mexico and they’ll get you signed up with a plan.
New Mexico Open Enrollment Dates
New Mexico decided to create their own marketplace when it came to their Open Enrollment Period. No, they do not follow the federal marketplace, but they did decide to make the time to apply the same timeframe as federal. If you are looking to enroll in the Affordable Care Acts plans through New Mexico’s exchange, you can do so during these dates:
- November 1 - January 15
When enrolling in New Mexico’s marketplace, you cannot be denied coverage based on pre-existing or chronic health conditions. You can also apply and qualify for subsidies depending on your income and household size. This may be the best time to look for an insurance plan if you did have health issues, because you will be able to find the least expensive plans that fit in your budget. You can learn more about the exchange and your options here.
New Mexico Health Insurance Quotes
If you do not qualify for government subsidies or do not have an extensive medical history, you may find New Mexico’s marketplace to be out of your budget. If that is your case, you can find other affordable plans through the private health sector. You will find millions of middle-class Americans turning to the private sector since they do not qualify for discounts because of the Affordable Care Act.
You can look into FirstQuote Health to find you the coverage that fits your healthcare needs and budget. All you have to do is enter your zip code to find policies in your area in just minutes. The free quoting tool will allow you to explore all of your options in your city. If you are not the most tech-savvy person, you have access to call an experienced agent who will help you find the coverage that is right for you. Get started now by entering your zip code and get covered as quickly as today.
Coverage From New Mexico’s Best Health Insurance Companies
If you already have a health insurance provider in mind, or you are happy with your current coverage. You can skip the hassle of shopping for a plan. The quickest way to enroll in a health insurance plan is to directly enroll with the provider. New Mexico has some great insurance companies to choose from if you want to skip the process of searching. Some of the most popular options include:
- Presbyterian Healthcare
- New Mexico Connections
- Molina
If you go with one of the well-known companies above, make sure to put some research into learning more about the provider. An easy way to do this is by doing a quick internet search of what current and former members say about their experiences with the providers. This can give you a good idea if the company can work with your healthcare needs, as well as if they will fit your budget. You can also look at reputable review sites such as FirstQuote Health to learn more about the providers in New Mexico.
Frequently Asked Questions
How To Get Health Insurance in New Mexico?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in New Mexico. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does New Mexico Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Those states include:
- California
- Massachusetts
- New Jersey
- Rhode Island
- Vermont
- Washington DC
Are There Short-Term Health Insurance Options in New Mexico?
New Mexico residents may be eligible for short-term health plans. But consider that each state establishes its own standards for short-term health insurance, so some restrictions may apply to the the short-term health insurance plans.