Finding Health Coverage In West Virginia
When you rely on FirstQuote Health to find affordable health coverage in West Virginia the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in West Virginia.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in West Virginia and they’ll get you signed up with a plan.
West Virginia Open Enrollment Dates
West Virginia joins the majority of the states by adhering to the federal Open Enrollment Period. This period was established by the Affordable Care Act (ACA), and President Trump is in the process of changing this. If you are looking to enroll West Virginia’s health insurance marketplace will be available to enroll through the following dates:
- November 1, 2023 - December 15, 2023
West Virginia residents will be able to enroll for health insurance, and be eligible for health subsidies, during the federal Open Enrollment Period. Subsidies will be based on your household size and income, if you are eligible, this will likely be the most affordable health insurance plan.
For the West Virginia residents who do not qualify for subsidies, you can find other affordable plans through the health insurance marketplace. You can explore your options and learn more about the ACA exchange here.
Coverage From West Virginia’s Best Health Insurance Companies
If you are not interested in receiving quotes, another quick way to enroll is directly with one of West Virginia’s top health insurance companies. This leaves you with fewer options, but will take the pain away from shopping around. Some of the most popular plans include:
- Highmark
- United Healthcare
- Care Source
Keep in mind, you always want to research before selecting an insurance provider. You want to make sure you are finding the right fit for you and not just the most well-known insurance in West Virginia. You can easily look into these providers by doing a quick internet search and seeing what reviews these companies have from current or previous members. You can also learn more about these companies through FirstQuote Health here.
Frequently Asked Questions
How To Get Health Insurance in West Virginia?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in West Virginia. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does West Virginia Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Use the tools available on FirstQuote Health to see if you may need to pay a penalty for not having health insurance coverage.
Are There Short-Term Health Insurance Options in West Virginia?
Short-term plans with lengths ranging from one month to one year are available to West Virginia residents. Since each state is in charge of establishing its standards for short-term health insurance, restrictions may alter the short-term health insurance from time to time.