Finding Health Coverage In Rhode Island
When you rely on FirstQuote Health to find affordable health coverage in Rhode Island the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in Rhode Island.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in Rhode Island and they’ll get you signed up with a plan.
Rhode Island Open Enrollment Dates
Rhode Island’s Open Enrollment Period is different than the majority of the states that adhere to the federal Open Enrollment Period. Rhode Island decided to create their own state enrollment timeframe, and the open enrollment period varies from year to year. In 2022, Rhode Island open enrollment dates occurred from:
- November 1 - January 31
During Open Enrollment, many residents of The Ocean State can find the most affordable health insurance plans. Even if you have a pre-existing or chronic health condition, you will not be denied coverage. The marketplace has to provide you with coverage at the same premiums that healthy individuals pay. During this period, you are also able to apply for subsidized health coverage to help with the bills.
Coverage From Rhode Island’s Best Health Insurance Companies
If you know which provider you want to go with or have coverage that you are happy with, you can avoid the nuisance of shopping around and enroll with one of Rhode Island’s largest health insurance companies. Some of the most popular choices include the following:
- Blue Cross Blue Shield of Rhode Island
- Neighborhood Healthcare
- United Healthcare
Even if you have the provider set, I would take a moment to research before enrolling. You can look into current and past members to see what they said about the health providers. Everyone is different when it comes to the coverage they need, but browsing reviews is always a great way to understand a company. If searching the internet is too much, you can go on FirstQuote Health and learn more about the health insurance providers in Rhode Island.
Frequently Asked Questions
How To Get Health Insurance in Rhode Island?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in Rhode Island. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does Rhode Island Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Those states include:
- California
- Massachusetts
- New Jersey
- Rhode Island
- Vermont
- Washington DC
Are There Short-Term Health Insurance Options in Rhode Island?
Short-term plans with lengths ranging from one month to one year are available to Rhode Island residents. Since each state is in charge of establishing its standards for short-term health insurance, restrictions may alter the short-term health insurance from time to time.