Finding Health Coverage In Maine
When you rely on FirstQuote Health to find affordable health coverage in Maine the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in Maine.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in Maine and they’ll get you signed up with a plan.
Maine Open Enrollment Dates
Maine’s Open Enrollment Period takes place every year, and is the time when the health insurance marketplace or exchange is open for everyone. Enrolling in coverage through the marketplace has been a popular option for Americans ever since the Affordable Care Act (ACA) was passed by President Obama. If you’re looking to enroll in health insurance through the marketplace, it’s important to do so during Maine’s Open Enrollment which runs through the following dates:
- November 1 - January 15
For many, Maine’s health insurance marketplace will be the first stop when shopping for affordable coverage, and for good reason. When companies offer their plans through an exchange, they have to adhere to certain regulations and rules, which includes not being able to deny coverage or charge more based on medical history. So, if you or anyone on your policy has pre-existing or chronic health conditions that need to be covered, the marketplace may be the best place to start.
Maine’s health exchange is also where you can go to apply for government subsidies based on your income. If you’re in a tight spot financially, you also may be able to qualify for Medicaid, which you can apply for through the marketplace as well.
Maine Health Insurance Quotes
The Affordable Care Act was passed with great inventions, and truly did create more affordable health insurance options for residents of Maine, and Americans in general. Although, it didn’t help everyone out, which has been the case for millions of middle class families that didn’t qualify for subsidized coverage. For that reason, there has been a growing number of individuals and families turning to the private sector to find coverage they can afford.
FirstQuote Health specializes in helping resident find affordable health insurance quotes in Maine without having to compromise the quality of your coverage. FirstQuote Health also saves you time, and takes the pain out of shopping around. All you have to do is enter your zip code, and you’ll be able to compare the top health insurance quotes in your area within minutes. You’ll even be able to speak with an experienced agent with no obligation. Get started, and get covered as quickly as today.
Coverage From Maine’s Best Health Insurance Companies
Whether you're short on time or already happy with the coverage you have, enrolling with one of Maine’s best health insurance companies is another great way to keep yourself protected. Maine has a lot of unique options when it comes to providers, including tons of reputable companies that you may recognize. So, if you’re looking to enroll directly with one of the top health insurance companies in Maine, the most popular options include the following:
- Maine Community Health Options
- Anthem
- Harvard Pilgrim Health
If you do decide to enroll with a health insurance company directly, it’s important to remember to do your research. Just because a provider has a great reputation and name you recognize, doesn’t necessarily mean it’s the best option for you. Everyone’s healthcare needs are different, so you are potentially at risk for picking the wrong plan, or paying to much.
An easy way to learn if your company is a good fit is by doing a quick search online. Current and past customers are known to share their experiences on review sites which gives you great insight into whether or not the plan you are considering is the best option for you. You can also read up on health insurance companies with sites that specialize in reviews like FirstQuote Health.
Frequently Asked Questions
How To Get Health Insurance in Maine?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in Maine. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does Maine Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory in Maine. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Those states include:
- California
- Massachusetts
- New Jersey
- Rhode Island
- Vermont
- Washington DC
Are There Short-Term Health Insurance Options in Maine?
Short-term plans with lengths ranging from one month to one year are available to Maine residents. Since each state is in charge of establishing its standards for short-term health insurance, restrictions may alter the short-term health insurance from time to time.