Finding Health Coverage In Montana
When you rely on FirstQuote Health to find affordable health coverage in Montana the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in Montana.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in Montana and they’ll get you signed up with a plan.
Montana Open Enrollment Dates
The Open Enrollment Period occurs annually. This period was created through the Affordable Care Act, and is the only time each year residents can enroll through Montana’s marketplace. Some states decided to create their own marketplaces, which may have different dates for enrollment, but Montana, like the majority, decided to stay on the federal program. So, if you’re looking to enroll in coverage for 2019, Montana’s Open Enrollment Period runs through the following dates:
- November 1 - January 15
Many people in Montana find the most affordable health insurance during Open Enrollment. The reason being, the marketplace is not allowed to deny coverage to anyone who has pre-existing or chronic health conditions and is not allowed to charge more than someone who is completely healthy. During the enrollment period, you are also allowed to apply for subsidies and premium tax credits depending on your income and household size. So, if you qualify, the government will help offset the cost of your medical coverage.
Montana Health Insurance Quotes
Unfortunately, for those who do not qualify for government subsidies, the marketplace may be out of your budget. For these Americans, you will see a new trend turning to the private sector to find the right insurance for them. If you are one of the millions of Americans who did not qualify, here is how FirstQuote Health can help you out.
FirstQuote Health helps Montana residents find health insurance quotes. Simply enter your zip code so you can find the plans and pricing that fit your area. Afterward, you will be able to browse and compare health insurance quotes in your area with ease. You can even reach directly out to experienced agents who will point you in the right direction to get you covered as soon as today.
Coverage From Montana’s Best Health Insurance Companies
To the individuals who do not want to spend time searching for health insurance, you can look at the top providers in your state. Montana has a few really good well-known options, that may be what you are looking for. To save time, enroll directly with the company. Some of the most popular options include the following:
- HSCS
- Montana Health
- PacificSource Health
On the other hand, when you enroll directly with a provider, you may be limiting yourself to options that may better suit your needs. Everyone has different healthcare needs, so what may be the most popular plan, may not be the best option for you.
In order to find the right plan, you can do a quick search on the internet to read reviews from previous and current members of the health insurance company. Another way to find out more about the providers is by going to FirstQuote Health and reading up on the companies you are considering.
Frequently Asked Questions
How To Get Health Insurance in Montana?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in Montana. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does Montana Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Those states include:
- California
- Massachusetts
- New Jersey
- Rhode Island
- Vermont
- Washington DC
Are There Short-Term Health Insurance Options in Montana?
Short-term plans with lengths ranging from one month to one year are available to Montana residents. Since each state is in charge of establishing its standards for short-term health insurance, restrictions may alter the short-term health insurance from time to time.