Finding Health Coverage In New Hampshire
When you rely on FirstQuote Health to find affordable health coverage in New Hampshire the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in New Hampshire.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in New Hampshire and they’ll get you signed up with a plan.
New Hampshire Open Enrollment Dates
New Hampshire has an Open Enrollment Period where the health insurance marketplace is open to all residents. Anyone can enroll in coverage through the marketplace as a result of the Affordable Care Act which was passed under President Obama’s term. If you are looking to enroll in health insurance through the federal marketplace, you must do so during New Hampshire’s open enrollment period which runs through the following dates:
- November 1 - January 15
If you are looking for affordable health insurance, New Hampshire’s marketplace may be the best place to start. The providers who go through the marketplace have to follow certain guidelines which prevent them from denying coverage to anyone with pre-existing conditions or chronic health conditions, and even cannot charge higher rates if you do have health issues. If you have any illnesses, you may want to look into the marketplace.
On top of not being denied coverage, you can also look into saving money by applying for subsidies. You will qualify based on your income and your household size. In addition, you also may be able to qualify for Medicaid, which you can apply for through the marketplace as well.
Coverage From New Hampshire’s Best Health Insurance Companies
If you are one of the residents who are happy with your current coverage or know which provider you want to enroll with, you can skip the whole process of shopping online. There are tons of unique options for health insurance in New Hampshire, as well as companies you probably heard of. If you are looking to enroll directly with one of the top health insurance companies, popular options in New Hampshire include:
- Harvard Pilgrim Health
If you enroll with one of these providers, or a provider you had in mind, it is important to do your research. Some companies may have a great reputation, but they might not be the best fit for your medical needs. Everyone has different healthcare requirements, so make sure to find the plan that fits your budget and qualifications.
A quick way to learn more about insurance providers is to do a quick search online. You can find reviews from current and previous members who can give you better insight into the companies. Another easy way to learn more is to read up on these companies from sites that specialize in reviews, such as FirstQuote Health.\
Frequently Asked Questions
How To Get Health Insurance in New Hampshire?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in New Hampshire. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does New Hampshire Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Those states include:
- New Jersey
- Rhode Island
- Washington DC
Are There Short-Term Health Insurance Options in New Hampshire?
Short-term plans with lengths ranging from one month to one year are available to New Hampshire residents. Since each state is in charge of establishing its standards for short-term health insurance, restrictions may alter the short-term health insurance from time to time.