Health Insurance New & Advice


Federal Poverty Level (FPL): Income Guidelines

The Federal Poverty Level (FPL) is important when determining whether or not you meet the income requirements to become eligible for government healthcare programs and subsidies to save money.


Does Insurance Cover Dermatology?

If you or a loved one needs dermatological care, you may be wondering whether or not your insurance will cover it. In this article, we explore the ins and outs of insurance coverage for dermatology, including what services are typically covered and what you need to know about out-of-pocket expenses.


80/20 Coinsurance: When You Pay 80% for Healthcare

Learn why 80/20 health insurance plans are some of the most popular coverage options available. 80/20 medical plans are not only easy to understand but can also help save you a ton of money.


Affordable Care Act Pros and Cons

The Affordable Care Act (ACA) has the potential to significantly impact individuals, families, and businesses. Want to know the pros and cons of ACA? Check out this guide.


Adverse Selection: What Is It & How It Works

There has long been a problem in health insurance known as adverse selection, which leads to an uneven distribution of costs between the healthy and unhealthy. Here’s how it works.

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