- Get a Quote for Health Insurance In North Carolina
- Finding Health Coverage In North Carolina
- Frequently Asked Questions
Get a Quote for Health Insurance In North Carolina
When looking through the options and weighing the pros and cons, it’s easy to feel overwhelmed by the different choices. There’s a lot you’ll need to take into consideration. You may miss out on affordable health insurance in North Carolina if you don’t have a trusted source on your side.
We can get you a free quote for health insurance in North Carolina in under 5 minutes. So, you can compare quotes, save money, and sign up for a plan that works for you. Once we have your zip code, we’re already halfway through the process. It’s that easy.
Finding Health Coverage In North Carolina
When you rely on FirstQuote Health to find affordable health coverage in North Carolina the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in North Carolina.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in North Carolina and they’ll get you signed up with a plan.
North Carolina Open Enrollment Dates
The busiest time of the year for medical insurers is during Open Enrollment. This is the one time of the year where the Affordable Care Act marketplace and exchanges are open for business. Since North Carolina adheres to the federal marketplace Open Enrollment Period, you can enroll in health insurance through the following dates:
- November 1 - January 15
During Open Enrollment, North Carolina residents will have the option to enroll in health insurance plans without worrying about being denied coverage for pre-existing or chronic health conditions. You can also apply for government subsidized coverage through North Carolina’s marketplace. You will qualify for subsidies based on your income and household size. Some people will find the most affordable plans through the Affordable Care Act marketplace, while others may not luck out.
North Carolina Health Insurance Quotes
To the people who did not find the most affordable coverage, don’t stress, many Americans are looking into the private marketplace to find insurance plans that are right for them. The Affordable Care Act passed with good intentions, unfortunately the middle-class suffered the most. If you are part of the group that was priced out of the marketplace, your best bet is to turn to the private sector, which is where FirstQuote Health can help you find your match.
FirstQuote Health specializes in assisting residents with finding cheap health insurance quotes in North Carolina. To start all you have to do is enter your zip code, this will provide health insurance plans based on the part of North Carolina you live in. You can also reach out to an experienced agent who can help you find a plan with no obligation. Get stated, and get covered today.
Coverage From North Carolina’s Best Health Insurance Companies
If you are currently happy with your health insurance, or have a provider in mind, you can skip shopping for coverage and call the provider directly. This will save you time and stress from shopping around. The Tar Heel State is known to have some of the best health insurance plans in the country. If you are looking to switch providers or enroll for the first time, here are some of the most popular options in North Carolina.
- Blue Cross Blue Shield of North Carolina
Keep in mind, by enrolling directly with a health insurance provide, you may miss out on some plans that are less expensive or fit your needs better by comparing quotes. Everyone has different healthcare needs, so just because you heard of a company before, does not mean it is the right fit for you or your family.
Before enrolling, it would be a good idea to research the company. One way to quickly research your provider is by searching for reviews from current or previous members of the provider. This can give you greater insight into pricing and what the plan covers. You can also read up on the providers through FirstQuote Health.
North Carolina Medical Insurance Numbers
Frequently Asked Questions
How To Get Health Insurance in North Carolina?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in North Carolina. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does North Carolina Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Those states include:
- New Jersey
- Rhode Island
- Washington DC
Are There Short-Term Health Insurance Options in North Carolina?
Short-term plans with lengths ranging from one month to one year are available to North Carolina residents. Since each state is in charge of establishing its standards for short-term health insurance, restrictions may alter the short-term health insurance from time to time.