- Overview Of Health Insurance In Vermont
- Finding Health Coverage In Vermont
- Vermont Medical Insurance Numbers
- Is Health Insurance Mandatory In Vermont?
Overview Of Health Insurance In Vermont
Vermont is known for its maple syrup and forested terrain. Thousands of acres of mountain terrain are crossed by hiking trails and ski slopes, keeping residents active. Just missing the 13 original colonies, Vermont entered the Union in 1791, as the 14th state. Vermont is one of the smallest states in total area, coming in 45th, and even lower for total population, coming in 49th, in front of Wyoming.
Vermont has consistently found itself as one of the fittest states in America, coming in 4th place. Even though they are at the top there is always room for improvement when it comes to healthcare. If you live in Vermont and are looking for a way to improve your overall health, here’s what you need to know.
Finding Health Coverage In Vermont
Skiing, hiking, and eating right are main ways The Green Mountain State stays healthy. But there is always more Vermont residents can do to stay in the best shape of their life. A major part of this is being enrolled in the right health insurance.
Health insurance plays an important role in your overall health by giving you access to primary physicians and preventive services that will help you stay healthy. Health insurance is more than just a policy to protect you in case of a medical emergency, but to prevent accidents before they occur. Here’s how to get started if you’re looking for health insurance in Vermont.
Vermont Open Enrollment Dates
Under the Affordable Care Act, residents of Vermont have the opportunity to enroll in health coverage regardless of their medical history or income during the Open Enrollment Period. While most states have an Open Enrollment Period that corresponds with the federal standard, some do not, but Vermont’s Open Enrollment goes along with the majority, and runs through the following dates:
- November 1, 2018 - December 15, 2018
Residents of Vermont can enroll in Obamacare plans offered through Vermont’s marketplace or exchange, this is when you can apply and qualify for subsidized coverage. For individuals with a medical history or who have a low income, this can be the cheapest path to take.
Vermont Health Insurance Quotes
The Affordable Care Act health insurance marketplace has become too expensive for Americans who do not qualify for subsidized health coverage. If you are one of the millions of people who have been valued out of the marketplace, you may choose to join the growing trend of individuals and families turning to the private sector, here’s how to get started.
FirstQuote Health specializes in finding cheap and affordable health insurance quotes for the residents in Vermont. Plans and pricing vary by area, so you can enter your zip code, to shop and compare quotes in just minutes. If needed you have the opportunity to speak with an experienced agent who can point you in the right direction for choosing health insurance. The best part, It’s completely free to use. Get started by entering your zip code, and get covered today.
Coverage From Vermont’s Best Health Insurance Companies
If you like the coverage you currently have, you just skip looking up quotes altogether. One great way to get covered is by enrolling directly with some of the top health insurance companies in Vermont. A couple of the most popular choices include the following:
- BCBS of Vermont
- MVP
Enrolling directly with a health insurance company in Vermont will make you miss out on potential savings, so it’s important to do research. Everyone’s healthcare needs are complex, so there’s a possibility that going with a name brand, or the most inexpensive brand, still may not be your best option for you. Look into reviews from current and past members of the provider you’re considering, or learn more about the company with FirstQuote Health.
Vermont Medical Insurance Numbers
| Employer | Individual/Family | Medicaid | Medicare | Other Public | Uninsured |
|---|---|---|---|---|---|
| 47% | 9% | 20% | 16% | 2% | 5% |
Is Health Insurance Mandatory In Vermont?
Yes, health insurance is mandatory in Vermont starting in 2020. Insurance will continue to be mandatory even though the federal mandate was eliminated. So, make sure to get covered, or you may find yourself facing a state penalty come tax season.
When the Affordable Care Act (ACA) passed, every American was required to have health insurance or pay a fine, with some exceptions. Nevertheless, when President Trump took office, it wasn’t long before he signed an executive order that dismissed the mandate, in hopes of undermining the ACA. However, some states decided to create their own mandates, which includes Vermont.