- Overview Of Health Insurance In Utah
- Finding Health Coverage In Utah
- Utah Medical Insurance Numbers
- Is Health Insurance Mandatory In Utah?
Overview Of Health Insurance In Utah
Utah, also called The Mormon State, because roughly 62% of Utahns are members of The Church of Jesus Christ of Latter-day Saints or LDS (Mormons). This is the only state with the majority of the population belonging to a single church located in Salt Lake City. When it comes to area Utah is ranked 13th in the Country but is only ranked 31st for the most populated.
Utahns are pretty good at being healthy, ranking 50th for cancer and 8th for overall health rankings. With all the deserts and mountains you can understand why this state is amongst the healthiest. If you are looking to keep taking care of all your healthcare needs in Utah, here’s what you need to know.
Finding Health Coverage In Utah
The obvious part of staying healthy is eating right and staying active. Many individuals look past the fact that having health insurance is a key part of staying healthy. Most people believe having health insurance is to protect you from an accident later on in life, instead of viewing health insurance as an investment. If residents in Utah, and throughout the world, start viewing health insurance as an investment, we can make the world a healthier place.
Having health insurance not only sets you up with an experienced primary care physician, but can set you up with preventive services. If you live in Utah, and are looking to switch coverage or get coverage, here is where to start.
Utah Open Enrollment Dates
The Open Enrollment Period in Utah takes place annually, it is when the Utah state marketplace or exchange is open for business. When this period is occurring residents of The Mormon State will have the ability to enroll in health insurance plans regardless of medical history or income. While some states chose to create their own Open Enrollment Period, Utah chose to participate in the federal Open Enrollment Period which runs through the following dates:
- November 1, 2018 - December 15, 2018
For some individuals, Utah’s state marketplace will offer the most affordable health insurance plans. The reason is that marketplace plans are required to offer comprehensive benefits and at the same time are not allowed to deny coverage or raise monthly premiums for anyone with pre-existing conditions. Utah’s state marketplace is also the only place where you can apply for government subsidized medical coverage, or premium tax credits for those with low-income.
Utah Health Insurance Quotes
During President Obama’s term in office, he passed The Affordable Care Act (ACA). The ACA was passed with good intentions, hoping to provide Americans with access to coverage they can afford. Unfortunately, it made it difficult for individuals to get subsidies. If you are one of the millions of people in the US who did not qualify for subsidies, then your best bet would be to turn to the private sector to find a plan that fits your needs.
If you are looking for the best health insurance quotes, FirstQuote Health can help you find the one that fits your needs in Utah. With informative pieces and a free quoting tool, you should be able to navigate the world of health insurance easily. All you have to do to get started is enter your zip code, and then you will be able to compare plans in your area. If you want to speak directly with an experienced agent, you are able to do that too. Check it out to find coverage as soon as today.
Coverage From Utah’s Best Health Insurance Companies
Understandably, not everyone wants to go through the hassle of shopping for a new health insurance plan in Utah. If you’re happy with your current coverage, or have an insurance provider in mind, then you can enroll directly with the provider. Some of the best health insurance companies in Utah include:
- IHC Inc.
- Molina
- Humana
While the options above are well-known providers with great reputations, it’s still important to do you research. Everyone’s has different needs with healthcare, just because you enroll with a company who you recognize, doesn’t necessarily mean that you are getting the best coverage for you or your family. A quick search online will pull up tons of reviews from current and past members, or you can read more about the company through FirstQuote Health.
Utah Medical Insurance Numbers
| Employer | Individual/Family | Medicaid | Medicare | Other Public | Uninsured |
|---|---|---|---|---|---|
| 60% | 7% | 10% | 10% | N/A% | 12% |
Is Health Insurance Mandatory In Utah?
No, starting in 2019, residents of Utah will no longer be required to have health insurance. When the Affordable Care Act was passed during Obama’s Presidency, it created the individual mandate. This mandate required all Americans to enroll in health coverage or face a penalty when tax season comes around, which was met with backlash from the GOP.
Once President Trump took office, he swiftly signed an executive order eliminating the individual mandate beginning in 2019. This was done in an effort to undermine the Affordable Care Act. Some states still did not agree with Trump’s decision, so they decided to create their own versions of the mandate to keep their marketplace alive and well. Utah was not one of those states.