- Get a Quote for Health Insurance In Mississippi
- Finding Health Coverage In Mississippi
- Frequently Asked Questions
Get a Quote for Health Insurance In Mississippi
When looking through the options and weighing the pros and cons, it’s easy to feel overwhelmed by the different choices. There’s a lot you’ll need to take into consideration. You may miss out on affordable health insurance in Mississippi if you don’t have a trusted source on your side.
We can get you a free quote for health insurance in Mississippi in under 5 minutes. So, you can compare quotes, save money, and sign up for a plan that works for you. Once we have your zip code, we’re already halfway through the process. It’s that easy.
Finding Health Coverage In Mississippi
When you rely on FirstQuote Health to find affordable health coverage in Mississippi the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in Mississippi.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in Mississippi and they’ll get you signed up with a plan.
Mississippi Open Enrollment Dates
The Open Enrollment Period was created under the Affordable Care Act (ACA), and occurs once each year. During this time, Mississippi’s health insurance marketplace is open for business, and residents can enroll in affordable plans without having to worry about being denied coverage. While some states chose to create their own marketplaces and exchanges, The Magnolia State opted to participate in the federally managed marketplace. For that reason, Mississippi’s Open Enrollment Period runs through the November 1 - January 15 each year.
For some, Mississippi’s health exchange will offer the most affordable coverage options. When health insurance companies agree to sell their policies on the marketplace, they are agreeing to a set of standards and regulations set by the government. That includes not denying coverage, or even charging higher monthly premiums based on someone’s medical history. So, if you, or anyone on your plan have pre-existing or chronic health conditions, Mississippi’s Open Enrollment may be your best bet.
The exchange is also where you can apply for subsidized health insurance. Based on your income, you may be eligible for government subsidies or premium tax credits, which can help offset your healthcare costs. This is also where you can go to apply and qualify for Mississippi’s Medicaid program.
Mississippi Health Insurance Quotes
The Affordable Care Act was one of the largest overhaul’s of the American healthcare system, which helped put health insurance within reach for millions of people for the first time. However, while it lowered the national uninsured rate, it did create a marketplace where health insurance became increasingly more expensive for middle class individuals and families. Meaning, those who don’t qualify for subsidies, found themselves priced out, and started turning to the private sector.
FirstQuote Health specializes in helping residents find the cheapest, and most affordable health insurance quotes in Mississippi without compromising the quality of coverage. Plans and pricing varies by area, so in order to get the most accurate quotes, all you have to do is enter your zip code. From there, you’ll be able to compare plans in your area in just minutes, and even talk to an experienced agent who can help you with the process. Get started now, and get covered as early as today.
Coverage From Mississippi’s Best Health Insurance Companies
No everyone wants to spend their time shopping around, and comparing each plan they come across, which is understandable. If you’re already happy with your current coverage, or have a provider in mind, you can choose to enroll with one of the best health insurance companies in Mississippi directly, saving you time. Some of the most popular options include the following:
- Mississippi Insurance
- Centene
- UnitedHealthcare
It’s important to note, if you do plan on enrolling with one of Mississippi’s top health insurance companies, you may be doing yourself a disservice. The reason being, when you don’t shop for plans, you are limiting your options, and could end up overpaying for coverage. Also, everyone’s healthcare needs are different, so just because a company has a great reputation and recognizable brand name, doesn’t mean it’s always going to be the best option for you.
If you’re still set on enrolling directly, you can do a quick search online that will only take you minutes. See what current and past members have to say about their experiences, and decide for yourself whether or not it’s a good fit for you. You can also read up on companies through trusted review sites like FirstQuote Health before making your final decision.
Mississippi Medical Insurance Numbers
| Employer | Individual/Family | Medicaid | Medicare | Other Public | Uninsured |
|---|---|---|---|---|---|
| 42% | 5% | 24% | 14% | 3% | 12% |
Frequently Asked Questions
How To Get Health Insurance in Mississippi?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in Mississippi. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does Mississippi Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory in Mississippi. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Those states include:
- California
- Massachusetts
- New Jersey
- Rhode Island
- Vermont
- Washington DC
Are There Short-Term Health Insurance Options in Mississippi?
Short-term plans with lengths ranging from one month to one year are available to Mississippi residents. Since each state is in charge of establishing its standards for short-term health insurance, restrictions may alter the short-term health insurance from time to time.