- Get a Quote for Health Insurance In Minnesota
- Finding Health Coverage In Minnesota
- Frequently Asked Questions
Get a Quote for Health Insurance In Minnesota
When looking through the options and weighing the pros and cons, it’s easy to feel overwhelmed by the different choices. There’s a lot you’ll need to take into consideration. You may miss out on affordable health insurance in Minnesota if you don’t have a trusted source on your side.
We can get you a free quote for health insurance in Minnesota in under 5 minutes. So, you can compare quotes, save money, and sign up for a plan that works for you. Once we have your zip code, we’re already halfway through the process. It’s that easy.
Finding Health Coverage In Minnesota
When you rely on FirstQuote Health to find affordable health coverage in Minnesota the process is easier than you think. We’re here to help you find plans that work for you and your needs. We’ll help you look over all of the details and provide you with the guidance you need to make the right decision for your health.
Coverage available in your area may vary by county, so it’s important you provide us with accurate information about where you live in Minnesota.
Whether you’re looking for an HMP, PPO, or you just don’t know: we can help you find the coverage you need and put you in touch with insurance experts in Minnesota and they’ll get you signed up with a plan.
Minnesota Open Enrollment Dates
Minnesota’s Open Enrollment Period is the one time during the year that residents can enroll in affordable and comprehensive health insurance plans without being denied coverage. When the Affordable Care Act passed, it gave states the option to either create their own marketplace, which Minnesota did, or participate in the federal exchange. Since it was one of the few states to create their own marketplace, Minnesota’s Open Enrollment Period is longer than most, and runs through the following dates each year:
- November 1 - January 15
For many, Minnesota’ health insurance marketplace will be the best place to start their search because of the following reason. When health insurance companies choose to offer their plans through the exchange, they have to adhere to certain standards and regulations, which includes not being able to deny coverage or charge higher premiums based on medical history. That means if you or anyone else on the policy has a pre-existing or chronic health condition, you’ll be able to enroll without and trouble.
Another thing to keep in mind is that Minnesota’s marketplace is where you can apply for subsidized health coverage. Meaning, depending on your income level, you may qualify for government subsidies or premium tax credits that will help you pay for your healthcare costs. This is also where you can go to qualify for Medicaid in Minnesota.
Minnesota Health Insurance Quotes
The Affordable Care Act (ACA) was a bit divisive when it became law. On the one hand, it afforded health insurance to millions of Americans for the first time. On the other hand, it priced out a lot of middle class families who didn’t qualify for subsidies, which is why there is a growing trend of people turning to the private sector to find plans they can afford.
FirstQuote Health specializes in helping residents find the cheapest and most affordable health insurance quotes in Minnesota without giving up quality. Plans and pricing varies by where you live, so by entering your zip code you’ll be able to see the most accurate quotes in your area. You can even speak with a licensed agent, and get covered as early as today.
Coverage From Minnesota’s Best Health Insurance Companies
If you’re already happy with your current coverage, or have a company in mind, then you can choose to enroll with one of the best health insurance companies in Minnesota directly. Minnesota has tons of reputable providers to choose from, and you can also avoid the hassle of shopping around. Some of the most popular options include the following:
- Blue Cross Blue Shield of Minnesota
- HealthPartners
- Medica
Before enrolling with one of Minnesota’s top health insurance companies, it’s important to point out some of the drawbacks. When you choose not to compare quotes, you may end up paying too much for your coverage since you’re limiting the options you have to choose from. Remember, just because a provider is reputable and recognizable, doesn’t mean it will be the best fit for you.
If you’re still planning to enroll with a specific company, it doesn’t hurt to do a bit of research. You easily search for reviews online and see what past and current members are saying about their experience. You can also visit trusted review sites, like FirstQuote Health, to learn more about different companies.
Minnesota Medical Insurance Numbers
| Employer | Individual/Family | Medicaid | Medicare | Other Public | Uninsured |
|---|---|---|---|---|---|
| 55% | 8% | 14% | 15% | N/A% | 6% |
Frequently Asked Questions
How To Get Health Insurance in Minnesota?
Comparing plans from several companies while shopping for new medical insurance is the greatest way to ensure you get health insurance in Minnesota. By comparing guidelines, you can observe which companies give greater attention to your region and age. Then, based on your requirements and specifications, you can select the policy that is most appropriate for you.
Does Minnesota Require You To Have Health Insurance?
As of January 1, 2019, health insurance is no longer mandatory in Minnesota or at the federal level. However, there are still some states that require residents to enroll in medical coverage as of 2020. If you are a resident of any of the mentioned states, and you forgo health coverage, you will face a tax penalty, unless you qualify for an exemption. Those states include:
- California
- Massachusetts
- New Jersey
- Rhode Island
- Vermont
- Washington DC
Are There Short-Term Health Insurance Options in Minnesota?
Short-term plans with lengths ranging from one month to one year are available to Minnesota residents. Since each state is in charge of establishing its standards for short-term health insurance, restrictions may alter the short-term health insurance from time to time.