Kaiser offers some of the lowest pricing for health insurance premiums on the market. It is able to do this by utilizing its own network of Kaiser healthcare facilities and professionals. Keep in mind that these are just sticker prices.
Prices vary depending on many factors, including where you live, when you buy, age, and more. It’s important to go over any other “hidden” or out-of-pocket costs with the agent you work with, but you will be hard-pressed to find a quality health insurance plan as affordable as Kaiser.
Kaiser offers plans for all of your insurance needs. Whether you are looking for an individual health insurance plan, Medicare plans, employer coverage, or more, Kaiser has you covered.
Since Kaiser insurance is purchased through the health insurance marketplace, you do need to wait until the Open Enrollment period to find an individual health insurance plan for you or your family.
Health insurance plans offered on the exchange must meet a certain federal standard, so you know with Kaiser, you will have sufficient covered. The different plan breakdowns can be found below, but please note that regardless of the plan you enroll in, you will receive the same quality of care. The only difference between these marketplace plans is your costs.
Kaiser Permanente Marketplace Plans
If you are someone with an extensive medical history, you will benefit from a Kaiser Permanente Gold or Platinum plan. The reason being you will benefit from the reduced out-of-pocket costs. However, if you are young and healthy, you will probably be safe with a Kaiser Permanente Bronze or Silver plan.