Are Adjustable Beds Worth It & Covered By Medicare?

Are you wondering if adjustable beds are worth the investment and whether or not they are covered by Medicare? This article provides a comprehensive guide on the benefits of adjustable beds, the different types available, and the factors affecting their costs.

Angel Law
Angel Law
Minute Read
Published on
May 9, 2023
Last Updated on
November 8, 2023
A couple in an adjustable bed

Adjustable beds offer a range of benefits, including improved sleep quality, reduced snoring, and greater comfort. However, these beds can come with a high price tag, leading many to wonder if the investment is worthwhile. Additionally, Medicare coverage for adjustable beds is not always clear, leaving many seniors confused about their options. This article will explore the pros and cons of adjustable beds and provide insight into whether or not they are covered by Medicare, ultimately helping readers make informed decisions.

Are Adjustable Beds Worth It?

Adjustable beds are specially designed beds that can be raised and lowered at both the head and foot positions. These beds give users greater control over their sleeping position, which can lead to improved comfort, reduced snoring, and better sleep quality, etc. Adjustable beds are particularly beneficial for individuals with medical conditions such as sleep apnea, acid reflux, or chronic back pain as they can help alleviate symptoms. Additionally, they can improve mobility for older adults by making it easier to get in and out of bed without straining, ultimately making independent living safer and more comfortable.

Here are a few benefits of adjustable beds:

  1. Improved Sleep Quality - Adjustable beds offer several benefits that can help improve the overall quality of sleep. By adjusting the bed to the desired position, users can reduce pressure points, improve circulation, reduce snoring, and minimize symptoms of sleep apnea and acid reflux.

  2. Reduced Back Pain - People with chronic back pain may find relief with adjustable beds. These beds allow users to adjust the angle of their back, reducing pressure on the spine, and muscles. This can lead to decreased pain and improved mobility.

  3. Enhanced Comfort - One of the most significant advantages of adjustable beds is the improved comfort they offer. Users can adjust the bed to their preferred position, making it easier to get in and out of bed. It's also easier to read, watch television, or work while sitting up comfortably.

  4. Greater Independence - Adjustable beds can offer greater independence to older adults or people with mobility issues. These beds make it easier to get in and out of bed without straining and enhance their overall living experience.

  5. Enhanced Circulation - By elevating the legs position, users can reduce swelling in the legs and improve circulation. This can be particularly helpful for individuals who suffer from edema or other circulatory issues.

Overall, adjustable beds can provide several benefits to individuals, including improved sleep quality, reduced back pain, enhanced comfort, greater independence, and enhanced circulation.

Different Types of Adjustable Beds

There are various types of adjustable beds available in the market, each designed to provide specific features and benefits. With so many options to choose from, finding the right adjustable bed can be overwhelming. This section aims to explore the most common types of adjustable beds, including the base, mattress, and motor. By understanding the different types of adjustable beds and their unique features, readers can make informed decisions and choose the bed that best suits their needs.

Here are a few different types of adjustable beds with some details about each:

  1. Standard Adjustable Bed - This is the most common type of adjustable bed, usually composed of a base and a mattress. These beds typically feature two or three motor system for adjusting the position of the head and foot.

  2. Split Adjustable Bed - Split adjustable beds consist of two separate bases and mattresses, allowing each partner to adjust to their desired position independently.

  3. Wall-Hugger Adjustable Bed - This type of bed is specially designed to keep the occupant within reach of their nightstand even when elevating the head. This design feature can minimize the need to get up, making it easier to achieve maximum comfort and convenience.

  4. Zero Gravity Adjustable Bed - This type of bed is designed with a unique reclining position that provides a feeling of weightlessness, which can reduce pressure points and provide relief to the body's circulatory and respiratory systems.

  5. Massage Adjustable Bed - These beds come with massage features that can provide a therapeutic massage to help relax the body's muscles, promote circulation, and reduce stress.

  6. Underbed Lighting Adjustable Bed - This adjustable bed comes equipped with LED lighting underneath the base that creates an illuminated ambiance for better visibility at night.

By understanding different types of adjustable beds, people can find the right bed that meets their specific needs, preferences and budget.

Are Adjustable Beds Covered By Medicare?

Adjustable beds can be a significant investment, and it's reasonable for seniors and people with disabilities to wonder if they're covered by Medicare. The short answer is that Medicare does not typically cover adjustable beds unless they are deemed medically necessary. To qualify, the bed must be prescribed by a doctor and fall under the category of durable medical equipment (DME).

Medicare Part B covers some Durable Medical Equipment (DME), which includes adjustable beds if they meet specific criteria. Medicare will cover 80% of the approved amount for the adjustable bed rental or purchase, leaving the remaining 20% to be paid out of pocket by the beneficiary. To receive coverage, the adjustable bed must be prescribed by a doctor, and the primary care physician must certify that it is medically necessary. Furthermore, beneficiaries must obtain the bed from a Medicare-approved supplier. Depending on the individual's situation, Medicare can provide significant financial assistance, making the out-of-pocket expenses for the adjustable bed more affordable and accessible.

To be considered medically necessary, an adjustable bed must serve a medical purpose, such as to alleviate pain or improve breathing. Examples may include people suffering from respiratory issues, acid reflux, or other sleep-related problems that require an inclined sleeping position. However, it's essential to note that even if the bed is deemed medically necessary, the cost may still not be fully covered by Medicare. Some Medicare Advantage and supplemental plans may offer additional coverage for DME, but they are typically only available in specific instances. Individuals should speak with their health insurance representative to investigate options specific to their policy.

How Much Are Adjustable Beds?

The cost of an adjustable bed may vary based on its brand, size, and added features. Typically, these beds can range from $1,000 to $3,000 according to Caring.

Here are some factors that can affect the cost of an adjustable bed:

  1. Size: The larger the bed, the higher the cost. Twin, full, queen, and king sizes are all available options.
  2. Brand: Different brands offer different types of adjustable beds with varying features and prices.
  3. Features: Adjustable beds are available with a range of features including massage functions or under bed lighting, which can drive up the cost.
  4. Type of Mattress: The type of mattress used with the adjustable bed can also affect the cost. Memory foam and hybrid mattresses will generally cost more than standard innerspring mattresses.
  5. Motor Quality and Quantity: The quality and number of motors that help to adjust the different sections of the bed can impact the overall cost of the adjustable bed.
  6. Warranty: Longer warranty periods will generally increase the cost of an adjustable bed. The range of the warranty can be from one year to a lifetime.
  7. Added Accessories: Headboard attachment, bed skirt or bedding pairings will increase the cost of the adjustable bed.

Overall, the cost of an adjustable bed can vary based on different factors such as size, type of mattress, warranty, added features and accessories.

The Bottom Line

In conclusion, adjustable beds can bring unparalleled comfort and therapeutic benefits for seniors and individuals with various medical needs. While the cost can be high, there are options for those who qualify for Medicare coverage. It's essential to speak with a healthcare provider and insurance representative to determine if a prescription and coverage for adjustable beds is possible. To minimize costs, users can consider various factors, such as size, the number of motors, mattress type, and added features.

Additionally, FirstQuote Health can provide easy access to health insurance and Medicare quotes and can help individuals find the best coverage for durable medical equipment. Finding the right insurance policy or Medicare coverage can help individuals save significant amounts of money over time, making it easier to access the significant benefits an adjustable bed can provide.

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