- Overview Of Health Insurance In New Hampshire
- Finding Health Coverage In New Hampshire
- New Hampshire Medical Insurance Numbers
- Is Health Insurance Mandatory In New Hampshire?
Overview Of Health Insurance In New Hampshire
New Hampshire, nicknamed The White Mountain State, because of White Mountain National Forest, as well as having some of the largest ski mountains on the east coast. New Hampshire falls in the bottom tier for all states for both area and population. Coming in at number 46 for area, and number 41 for population.
The White Mountain State should be proud of the fact they come in as one of the healthiest states in the US, coming in at number 2. This can be because the residents of New Hampshire are very active when it comes to winter sports. However, there is always room for improvement which is for all of the states and not just New Hampshire. So, if you’re looking to take better care of yourself this year, here’s what you need to know.
Finding Health Coverage In New Hampshire
New Hampshire is one of the easiest states to focus on your health, with all the mountain and hiking trails it won’t be hard to stay active, but there is more to leading a healthy lifestyle than staying in shape and eating right. A huge part of being healthy is having an insurance provider that fits your needs.
By having insurance you have access to some great health benefits. You have an experienced primary care physician that you can reach out to for any questions, and can help you create a preventive plan to keep you as healthy as can be. The preventative plan will be personalized for any previous health issues you’ve had, as well as your family. If you are a resident in New Hampshire and are looking for the best health insurance, here is where to start.
New Hampshire Open Enrollment Dates
Annually, New Hampshire has an Open Enrollment Period where the health insurance marketplace is open to all residents. Anyone can enroll in coverage through the marketplace as a result of the Affordable Care Act which was passed under President Obama’s term. If you are looking to enroll in health insurance through the federal marketplace, you must do so during New Hampshire’s open enrollment period which runs through the following dates:
- November 1, 2018 - December 15, 2018
If you are looking for affordable health insurance, New Hampshire’s marketplace may be the best place to start. The providers who go through the marketplace have to follow certain guidelines which prevent them from denying coverage to anyone with pre-existing conditions or chronic health conditions, and even cannot charge higher rates if you do have health issues. If you have any illnesses, you may want to look into the marketplace.
On top of not being denied coverage, you can also look into saving money by applying for subsidies. You will qualify based on your income and your household size. In addition, you also may be able to qualify for Medicaid, which you can apply for through the marketplace as well.
New Hampshire Health Insurance Quotes
When former President Obama passed the Affordable Care Act, he passed it with great intentions to provide affordable health insurance for everyone. Unfortunately, the middle-class suffered from this decision by not being able to qualify for subsidized coverage. For that reason, there has been a growing number of individuals and families turning to the private sector to find coverage they can afford.
FirstQuote Health concentrates on helping residents of New Hampshire find the most affordable health insurance plans in their budget. You will save time by going through the funnel which starts by entering your zip code. The funnel takes around five minutes to complete and you will end up with top health insurance quotes without compromising the quality of coverage. You’re even able to speak with an experienced agent with no obligation. Get covered as quickly as today.
Coverage From New Hampshire’s Best Health Insurance Companies
If you are one of the residents who are happy with your current coverage or know which provider you want to enroll with, you can skip the whole process of shopping online. There are tons of unique options for health insurance in New Hampshire, as well as companies you probably heard of. If you are looking to enroll directly with one of the top health insurance companies, popular options in New Hampshire include:
- Harvard Pilgrim Health
If you enroll with one of these providers, or a provider you had in mind, it is important to do your research. Some companies may have a great reputation, but they might not be the best fit for your medical needs. Everyone has different healthcare requirements, so make sure to find the plan that fits your budget and qualifications.
A quick way to learn more about insurance providers is to do a quick search online. You can find reviews from current and previous members who can give you better insight into the companies. Another easy way to learn more is to read up on these companies from sites that specialize in reviews, such as FirstQuote Health.
New Hampshire Medical Insurance Numbers
Is Health Insurance Mandatory In New Hampshire?
No, health insurance will no longer be mandatory in New Hampshire starting 2019. When the Affordable Care Act (Obamacare) passed, it created the individual mandate that required all American’s to enroll in health insurance or get penalized when tax season rolls around. There were some exceptions, but for the majority of people, they were not able to get out of these fees. The mandate created backlash from opponents of Obamacare, with some people even calling it unconstitutional.
When President Trump took office he promised to repeal and replace Obamacare. After a few unsuccessful attempts, he decided to undermine the system by signing an executive order to eliminate the individual mandate. Some states did not agree with this so they decided to create their own versions, New Hampshire was not one of these states.